SIP Calculator
Calculate SIP returns and see how your monthly investments could grow.
Under 30 seconds
Open Calculator6 calculators in this category
Investment Calculators
Investing rewards consistency far more than timing, but it is hard to stay consistent without seeing where a monthly contribution actually leads. CalPaisa's investment calculators turn an assumption about returns into a concrete projection: how much a SIP could grow to, what a lumpsum becomes over ten or twenty years, and how much you need to invest every month to reach a specific goal such as a house deposit or a child's education. Each tool separates the money you contributed from the growth on top of it, so the effect of compounding is visible rather than theoretical. Change the tenure or the expected return and the chart updates immediately, which makes it easy to test optimistic and conservative scenarios before committing to a plan.
Featured investment calculators
Free, instant and mobile-friendly. Pick a tool and start with your own numbers.
SWP Calculator
See how long a corpus supports a fixed monthly withdrawal.
Under 30 seconds
Open CalculatorCAGR Calculator
Calculate compound annual growth rate between two values.
Under 15 seconds
Open CalculatorStep-Up SIP Calculator
See how annual SIP increases could grow your projected corpus.
Under 30 seconds
Open CalculatorNPS Calculator
Project a possible NPS retirement corpus from monthly contributions.
Under 30 seconds
Open CalculatorInflation Calculator
Estimate future costs and the changing purchasing power of money.
Under 20 seconds
Open CalculatorAbout investment calculators
What this category covers, who it is for, and where it helps most.
What investment calculators do
They apply compound-growth formulas to your contributions and expected rate of return to project a future value, then split that value into invested amount and estimated gains.
Who should use them
New investors setting up their first SIP, long-term investors reviewing whether their contribution still matches their goal, and anyone comparing a monthly SIP against investing a windfall as a lumpsum.
Benefits
You see the compounding effect of time, get a realistic monthly number for each goal, and can stress-test your plan against lower returns instead of relying on a single optimistic figure.
Common use cases
- Project the corpus from a monthly SIP over 10–25 years
- Compare a flat SIP with a 10% annual step-up
- Work backwards from a goal amount to a monthly contribution
- Test how a 2% lower return changes your outcome
- Compare lumpsum investing against staggered contributions
Popular guides
Short, practical reads that explain the decisions behind these numbers.
8 min read
Why a 10% step-up SIP beats a flat SIP
Small annual increases compound quietly. Here is the arithmetic behind step-up investing — and its limits.
Read guide6 min read
What return should you actually expect?
Why the rate you type into a calculator matters more than the calculator, and how to choose it sensibly.
Read guideFrequently asked questions
Common questions about investment calculators.
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