FD Calculator
Calculate fixed deposit maturity amount and interest earned.
Under 20 seconds
Open Calculator4 calculators in this category
Banking Calculators
Deposits are where most savers keep the money they cannot afford to risk, so a small difference in rate or compounding frequency matters more than it first appears. CalPaisa's banking calculators show the maturity value of a fixed deposit, the corpus built by a recurring deposit, and how PPF grows across a full fifteen-year term. You can vary the compounding frequency, test different tenures, and see interest earned separately from your own contribution. That makes it straightforward to compare a bank's headline rate against a small finance bank's offer, to plan a deposit ladder so funds mature when you need them, or to decide whether a slightly longer tenure is worth locking money away for. Everything recalculates instantly as you adjust the inputs.
Featured banking calculators
Free, instant and mobile-friendly. Pick a tool and start with your own numbers.
RD Calculator
Calculate recurring deposit maturity amount and interest earned.
Under 20 seconds
Open CalculatorPPF Calculator
Estimate PPF maturity value and interest earned year by year.
Under 20 seconds
Open CalculatorCompound Interest Calculator
See how a lump sum grows with any rate and compounding frequency.
Under 20 seconds
Open CalculatorAbout banking calculators
What this category covers, who it is for, and where it helps most.
What banking calculators do
They apply compound-interest formulas with the compounding frequency your bank uses to produce maturity value, total interest earned and an annual growth view.
Who should use them
Conservative savers and retirees living on deposit income, parents saving for a near-term goal, and anyone comparing deposit rates across banks before committing funds.
Benefits
You compare offers accurately rather than by headline rate alone, plan maturities around real cash needs, and see how compounding frequency changes the outcome.
Common use cases
- Compare FD maturity value across 1, 3 and 5-year tenures
- Check the corpus from a monthly recurring deposit
- Project PPF growth over a 15-year term
- See how quarterly vs annual compounding changes interest
- Build a deposit ladder with staggered maturity dates
Popular guides
Short, practical reads that explain the decisions behind these numbers.
6 min read
FD laddering: liquidity without losing rate
Split one deposit into staggered tenures so cash is available when you need it, without breaking an FD.
Read guide5 min read
Why compounding frequency changes your maturity value
Monthly, quarterly and annual compounding compared on the same deposit — and what to compare instead of the headline rate.
Read guide7 min read
PPF vs FD for long-term safety
Lock-in, taxation and effective returns weighed side by side for long-horizon money.
Read guideFrequently asked questions
Common questions about banking calculators.
Related categories
Explore other areas of your finances.